Espiria 60

Espiria 60 balances risk by investing in both fixed income and equities. Over time, the fund invests approximately 60 percent in global equities in market-leading companies with strong business models and skilled management. Around 40 percent is invested primarily in Nordic corporate bonds.

A fund with carefully selected investments for those who wish to invest with medium risk.

Investing in innovation and sustainability means focusing on long-term growth and contributing to a better world. Innovative companies that develop new technologies and sustainable products benefit from the growing global demand for transformative solutions. They are resilient over time, as they continuously adapt to the market. Their focus on minimising negative environmental impacts helps to create long-term value for investors and society.

Nordic corporate bonds offer an attractive investment opportunity with historically higher returns compared to credits in Europe and the US and unique characteristics that are difficult to find in other markets. The Nordic region offers a stable macroeconomic environment and a large proportion of interest rates are floating, resulting in lower market volatility.

• Global equity exposure with positive social and environmental impact
• Attractive Nordic corporate bonds to balance risk
  Investments underpinned by long-term trends in sustainability and innovation
• Combines long-term capital growth with dividend income

Espiria 60 aims to achieve a combination of long-term capital growth and dividend yield, through balanced investments. All of Espiria's investment decisions are based on a framework where companies that evaluates companies on their leadership, business model, market, fundamentals and sustainability.

Investment decisions are guided by our belief that:

• Portfolio balance provides stability over the economic cycle and reduces sensitivity to sharp movements in individual trends.
• Quality companies with earnings visibility have historically offered resilience in equity market downturns.
• Exposure to megatrends supports good sales growth over time, with sustainable, innovative companies offering good opportunities to grow faster than the market, at a lower risk.